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The future you want, the money to do it.
Education is a key component of our planning and investment process. We share our expertise with you through our blog so that you can have a deeper understanding of your finances and the decisions surrounding them.
The Latest From Our Blog
2 Reasons for the Current Market Volatility
While we ended the first quarter with a fairly robust economic background (which has continued into the first month of Q2), we've also seen some market volatility unfold. Volatility is no cause for concern, especially if you understand the source. Here are two reasons for the current market volatility in mid-April 2024: The March 2024 CPI...
U.S. Money Market Assets
Volatility across capital markets is often a sign of cash exiting or entering a specific asset class, which can be defined as exposure to stocks, bonds, commodities, or any other investment that carries a reasonable liquidity profile. Measuring the level of cash that investors are sitting on has often provided an actionable perspective as to the...
5 Essential Tax Planning Topics to Consider Each Year Before Tax Day
April 15th is marked on calendars across the United States, signifying the deadline for filing income tax returns. However, tax planning is not merely about filling in boxes on forms to determine what you owe or what you're owed by the government. It's also about strategic decision-making and proactive measures to optimize your financial...
Debunking 3 Social Security Myths You May Believe
Myths and misinformation around Social Security claiming strategies can cause hardworking Americans to miss out on some of their benefits. Working with an expert is one of the best ways to ensure you have the most accurate information when building your financial plan. Here are three common Social Security myths we can debunk today: Myth #1:...
What are Capital Gains Taxes, and How Can You Minimize Them?
"Capital gains taxes" might sound like a complex financial term reserved for Wall Street tycoons, but in reality, they touch most investors and many homeowners. Whether you're selling stocks, a piece of real estate, or that vintage baseball card collection, understanding capital gains taxes can help you make smarter decisions and keep more...
Our View of 2024: Q1 Update
The pursuit of excess investment returns since 2022 has been predominantly determined by having substantial investments in the top 10 companies of the S&P 500 Index, as measured by market capitalization. Forgoing an oversized commitment to those 10 companies would entail a significant – and appropriate - underperformance compared to the...
7 Retirement Questions You May Forget to Ask
When helping people get ready for retirement, financial advisors find the same issues come up over and over. Thinking ahead can spell the difference between a successful retirement with enough money and a stressful one with difficult decisions you don’t want to make. Here are seven retirement questions that every investor should consider: The...
3 Reasons for a 401(k) Rollover to a New Employer or IRA
Making informed decisions about your 401(k) rollover to a new employer or IRA is crucial to your financial security. In an era characterized by high job turnover, it is more important than ever for employees to carefully manage their retirement savings. With a significant portion of Americans withdrawing money from their 401(k)s when they...
2 Ways Inflation Impacts Retirement + What You Can Do
Take steps to keep inflation from impacting today’s savings rates and tomorrow’s retirement comfort. Inflation, the silent force shaping our economic landscape, often creeps into our lives unnoticed until its effects become palpable. Its impact on retirement planning, in particular, underscores its double-edged nature. How inflation works At...
The Economic Data Disconnect – Can We Rely on Economic Forecasts?
Economists release a great deal of data analyzing and projecting expectations for the market and economy. This information can be insightful, but should we rely on these indicators? For about the past 3-4 years, consumer participation in economic surveys has dwindled. Therefore, the quality of economists’ data is starting to weaken, and there...